Ann Zheng

Ann Zheng is a Senior Associate in the Financial Services Regulatory team, specialising in banking and finance law, financial services regulation, and cryptoasset and payment regulation. She advises large credit institutions, payment firms, digital asset providers, and technical service providers on licensing, anti‑money laundering compliance, consumer credit, and ongoing regulatory obligations, as well as regulatory investigations and remediation projects.

Ann has particular expertise in the evolving UK regulatory landscape for cryptoassets and stablecoins, and has co‑authored numerous publications on the FCA's regulatory framework, consumer duty, and payments regulation. Prior to moving to the UK, she practised at an international law firm in Australia, where she specialised in payments, consumer credit, and AML regulation.

Ann holds an LL.B and was admitted to the Supreme Court of New South Wales, Australia in 2019.